What is a Mortgage Broker

What is a Mortgage Broker?

And why use a mortgage broker?

So, what is a mortgage broker? A mortgage broker is someone that understands the maze of terminology in the mortgage market and helps you to get the best possible deal for your circumstances. They will have access to special deals from the lenders as well as all the deals on the High street. They will have an inside knowledge of how each mortgage product works and may benefit you and your situation.

Their commitment to you is to provide an Expert & Professional service. It really is as simple as that! Once you have contacted them they will take you through a simple process to make sure that they really do find the best deal to suit your circumstances.

First they will conduct a thorough fact find with you so they understand you and your current needs. Face to face or over the telephone, whichever you prefer.

From this information we will source the most suitable mortgage from the whole of the market and insurance policy from a limited panel for your circumstances using the latest technology.

Next they will present you with their findings and illustrations in a clear and concise way. Providing you with full Advice and Rrecommendations and all the information you need to make an informed decision about your new lender and insurers.

They will usually help to complete all of the application paperwork with you and submit it to the chosen lenders for you along with any ID and income proof the lender requires.

Their experienced back office team will then take over by chasing the lender to ensure a speedy valuation and mortgage offer.

They will liaise with the solicitors and Estate Agents where necessary to ensure a speedy completion. Keeping you fully informed every step of the way!

So you might be wondering why you should use a mortgage broker – financial advisor.

Of course you don’t have to! You could rely upon your own bank or existing lender to provide you with the best deal they have available from their own limited range of products. When did they last offer you a better rate? When you asked them I expect, but not until then…

Or you could ask us at Flexible-Finance.COM, one of the finest mortgage and insurance brokers in the South East to look into it for you and get a Full Advice and Recommendation service.

Of course you could spend hours sourcing the ‘best mortgage’ you can find, complete all of the paperwork yourself, chase the lender for your mortgage offer, and deal with the solicitor directly. Or you could leave all of that to us.

With the latest industry systems that are updated on a daily basis, we always have access to the most up to date mortgage offers including many Broker Specials not available on the open market.

So, why use a mortgage broker?

Because we will help you save your time, your effort and your money!